Question: The settings.xml file that provides the user-specific settings for Maven is contained in which directory by default?

1. `${maven.home}/${user.name}/settings.xml`
2. `${user.home}/.m2/settings.xml`
3. `${maven.home}/conf/settings.xml`
4. `${user.home}/maven/settings.xml`

Answer: The correct answer of the above question is Option B:`${user.home}/.m2/settings.xml`